The Heart is Cold of Neutral Federation of the Mountains is a massive, environmentally stunning nation, ruled by Henri Ermanno with an iron fist, and notable for its ritual sacrifices, pith helmet sales, and punitive income tax rates. The hard-nosed, hard-working, cynical population of 2.672 billion Mountaineers are rabid consumers, partly through choice and partly because the government tells them to and dissenters tend to vanish from their homes at night.

The medium-sized, corrupt, pro-business, well-organized government juggles the competing demands of Industry, Education, and Administration. It meets to discuss matters of state in the capital city of Mozzarella City. Citizens pay a flat income tax of 56.3%.

The frighteningly efficient Mountaineer economy, worth 492 trillion Rockmarks a year, is broadly diversified and led by the Information Technology industry, with major contributions from Tourism, Retail, and Cheese Exports. Black market activity is extensive. Average income is an impressive 184,194 Rockmarks, but there is a large disparity between incomes, with the richest 10% of citizens earning 788,227 per year while the poor average 27,593, a ratio of 28.6 to 1.

Only the rich can afford the latest medical innovations, wheelchair users complain it is nearly impossible for them to cross the road in Mozzarella City, droves of former desperados are applying to join the border police, and the tools of the trade for landmine clearance appear to be copious amounts of gasoline and a box of matches. Crime, especially youth-related, is totally unknown. Neutral Federation of the Mountains's national animal is the dove, which is also the nation's favorite main course, and its national religion is Kitkatism.

Neutral Federation of the Mountains is ranked 64,747^th in the world and 1,308^th in The North Pacific for Largest Insurance Industry, scoring 3,379.79 on the Risk Expulsion Effectiveness Rating.